FHN Financial

ABOUT US

FHN Financial

Strength You Can Trust. Fixed Income Solutions That Move You Forward.

About Us

At FHN Financial, we specialize in serving institutional investors with a full suite of fixed income products, strategies, balance sheet solutions, and portfolio management services. For over a century, we've been a trusted partner to institutional, municipal, and corporate customers—delivering the scale of a leading trading platform with the service and insight of a customer-focused team.

As part of First Horizon Bank, we combine the resources and stability of a major institution with a deep understanding of localized needs. From our high trading volume and robust execution capabilities to our renowned economic insights and local market expertise, we provide the tools to navigate change, manage risk, and achieve long-term growth—all with innovation, integrity, and clarity.

Our Story - FHN Financial team
OUR STORY

A Legacy of Leadership in Fixed Income

FHN Financial's roots stretch back to 1864 with the founding of First Horizon Bank. In the 1920s, we established our bond department—laying the groundwork for a legacy of leadership in fixed income. What began as a regional initiative has grown into a nationally recognized platform, now serving thousands of institutions across the U.S. and abroad. Our history is one of continuous innovation, always with the goal of helping our customers thrive in an evolving financial landscape.
1864

First National Bank of Memphis established

1920s

The "bond division" begins as a small department at FNB's offices in Downtown Memphis. Memphis' location and the agricultural lending cycle in the mid-South were key factors in our growth.

1977

First National Bank changes its name to First Tennessee

1994

FTN Capital Markets (now FHN Financial) opens its first regional offices, followed by New York and Chicago

2020

First Tennessee becomes First Horizon and merges with Iberia Bank. The combined company would become one of the largest financial services companies headquartered in the South and one of the top 25 banks in the U.S. in deposits.

What Sets us Apart

A Platform Built for Scale icon

A Platform Built for Scale

A comprehensive platform built for a range of investment and balance sheet needs
Insight That Drives Informed Decisions icon

Insight That Drives Informed Decisions

Direct access to expertise, resources, analytics, and insights to drive performance
Strength with Service icon

Strength with Service

Enterprise-scale resources with a relationship-driven approach
Partnership at Every Step icon

Partnership at Every Step

Long-term partnerships built on trust and transparency

FHN Financial isn't just a resource—they're a true partner. Their insight and strategic support have helped us strengthen our balance sheet and make confident investment decisions through every market cycle.

CFO, Regional Bank Customer

Customer testimonial

From Our President

At FHN Financial, we know that relationships are the foundation of the banking industry—and they're at the core of everything we do. For decades, we've built enduring partnerships with financial institutions across the country by offering more than just products—we offer guidance, reliability, and collaboration. Whether your institution is managing interest rate risk, searching for funding alternatives, or considering investment options, we're here with insights and strategies tailored to your unique goals. Thank you for trusting us to be part of your story. We're honored to serve you and committed to your continued success. - Tim Romanow, President

By the Numbers

Behind every number is a trusted relationship and a commitment to performance. These results reflect the strength of our platform, the scale of our relationships, and the depth of experience we bring to fixed income markets every day.

Stats
45%
We work with 45% of US Banks with $100M+ Portfolios
$4.5B
Average Daily Trading Volume
#1
Underwriter of Callable Agencies Since 2020
#1
Portfolio Accounting Provider to US Banks
*As of 12/31/25; Sources: FHN Financial and Bloomberg

Leadership Team

Tim Romanow
Tim Romanow
President
Mike Waddell
Mike Waddell
Executive Vice President
Chief Financial Officer, Chief Operating Officer
Jack Rosell
Jack Rosell
Senior Vice President, National Head of Sales
Sales
Abby Urtz
Abby Urtz
Executive Vice President
Product Strategies and Economics
Jamie Augustine
Jamie Augustine
Executive Vice President
Business Development
Neal Smith
Neal Smith
Executive Vice President
Debt Capital Markets
Jon Cantrell
Jon Cantrell
Senior Vice President, Head of Portfolio Strategies and ALM
Portfolio Strategies
Ajay Thomas
Ajay Thomas
Executive Vice President, Head of Public Finance
Public Finance
Jeff Jackson
Jeff Jackson
Senior Vice President, Head of Trading
Trading
Michael Allen
Michael Allen
Executive Vice President, Municipal Products
Trading
Matt Pollock
Matt Pollock
Senior Vice President, Sales Manager
Sales
Bill Buck
Bill Buck
Senior Vice President
Operations and Technology
Don Ritcheson
Don Ritcheson
Senior Vice President
Accounting and Finance
Mark Griffin
Mark Griffin
Senior Vice President, Risk Control Manager
Legal and Regulatory Affairs

First Horizon

FHN Financial is an entity of First Horizon Bank. First Horizon Corp. (NYSE: FHN), with $83.9 billion in assets as of December 31, 2025, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states concentrated in the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

First Horizon
myFHN CUSTOMER PORTAL

Analytics On-Demand.

Your fixed income insights, elevated. 24/7 access to customized reports, interactive analytics, economic commentary, and essential resources. Contact us to learn more about myFHN.
myFHN Analytics Dashboard on iPad

Partner with us

Put our scale and expertise to work for your institution. Whether you’re navigating rate uncertainty, optimizing your portfolio, or planning for long-term stability — our team brings the platform resources and specialized expertise to work alongside you. Reach out to start the conversation.

Our Experts

Meet our subject matter experts with decades of experience in strategy and balance street management.