SBA/USDA

FHN Financial offers comprehensive expertise in SBA, USDA, and other government-guaranteed loan products, providing clients with exceptional access to the secondary market. Our focus on innovation in the government-guaranteed loan (GGL) space has led to capabilities that are unparalleled among regional firms.

Our team played a key role in shaping the active secondary market for SBA and USDA securities, thanks to a strong foundation in technical proficiency, market insight, and a commitment to delivering value to lenders and investors alike. Today, we continue to support customers with a distribution platform recognized across the industry for its depth and reach. This expertise was significantly enhanced in April 2017, when Coastal Securities, a national leader in SBA and USDA loan pools, joined FHN Financial. Their team's early leadership in GGL markets helped shape the industry—and their legacy continues to drive our innovation today.

FHN Financial is a market leader in the buying and selling of SBA and USDA loans, averaging over $2B in GGL purchases annually. We make markets in SBA 7(a), USDA Business & Industry (B&I), Community Facility (CF), Farm Service Agency (FSA), Rural Energy for American Program (REAP), Water & Waste Disposal Program (WEP) loans, and Food Supply Chain (FSC) loans and consistently maintain one of the industry’s largest and most diverse product

Our SBA/USDA Lender Assistance team—including seasoned government loan specialists and a dedicated operations manager—is here to support lenders through every step of the loan sale process. With over 20 years of average experience, our team offers unmatched expertise. We're here to help you navigate the secondary market and resolve borrower payment issues with confidence and precision.