Overview
The Supplemental Loan Program (SLP) helps banks and credit unions grow their loan portfolios by acquiring high-quality, full-documentation, servicing-released mortgages from trusted correspondent originators. These originators maintain long-standing relationships with First Horizon Bank, supported by billions in mortgage warehouse financing. FHN Financial handles the entire process—from daily pricing, rate locks and pipeline management to underwriting, compliance verification, funding, and servicing transfer support—making participation seamless for investors.
Key Benefits for Investors
Expand your customer base and market share in targeted geographies
Acquire standardized, prime-grade mortgages over time
Streamline operations using our web-based platform for pricing, rate locks, due diligence, and funding
Scale loan growth without increasing staffing
Simplify liquidity management through incremental monthly purchases
Flexible volume commitments that can be adjusted, paused, or discontinued at any time