Capital Assets Weekly Comments


David Cluck
Don’t Go It Alone

As we have discussed throughout this year, the trend lines for mortgage loan growth for many institutions continue to be anemic at best. With the exception of refi spikes triggered by market rallies such as we are experiencing at the moment, refinances are trending downward. As refinance activity diminishes, so will monthly mortgage volumes, which leaves the question of where new loan growth will come from.

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